Essential StaffCARE 2014 Benefits

Randstad is now offering a new program called Essential StaffCARE, specifically designed for the staffing industry.

Essential Staffcare

Benefits Overview

The effective date for the new offering is scheduled for December 30th, 2013.

Open Enrollment begins on December 30th, 2013 and ends on February 27th, 2014.

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What is changing with your new medical benefits offering?

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How will your new medical benefits work?

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Does the new Essential StaffCARE program meet the individual mandate required per the Affordable Care Act?

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Why would I enroll in the fixed indemnity plan if it does not meet the ACA individual mandate?

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What is changing with your new medical benefits offering?

The new Essential StaffCARE plan is a fixed indemnity program that pays a specified amount of money per day based on the service provided, regardless of the cost of the service. For those that participate in the medical plan, dental, vision, disability and life benefits are also available for election. For most benefits, pre-tax deductions for the premium will be taken from your paycheck. It is important to note that due to the benefits being pre-tax, you will be able to make changes to your elections ONLY during Open Enrollment or if you have a qualified status change.

List of Qualifying Life Events

How will your new medical benefits work?

If you go to an in-network provider, the benefits will be assigned directly to your provider to pay for all or a portion of the discounted cost of services. If the amount of payment exceeds the cost of the service, you will receive the difference directly from Essential StaffCARE. If the discounted amount exceeds the payment, you are responsible for paying the provider the difference. If you go out-of-network, you will be required to file a claim and the benefit amount will be paid directly to you. To find out if your provider is in-network, visit www.firsthealth.com or call 800-226-5116. See more information on prescription, dental and vision networks by clicking the link below.

Does the new Essential StaffCARE program meet the individual mandate required per the Affordable Care Act?

No. Indemnity programs are defined as Excepted benefits in regards to the ACA (they are in the same category of supplemental benefits such as Dental and Vision insurance). Note: Indemnity programs are not Major Medical Insurance. For more information please visit www.healthcare.gov

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