Hundreds of staffing companies are quietly celebrating their ACA strategy. Why? The results are in, and Essential StaffCARE saved them money – a lot of money. ESC had a huge impact on their bottom line, and their ability to compete.

Essential StaffCARE is fully insured with:

  • No Upfront Fees
  • No Annual Fees
  • No Employer Deductible
  • No Off Shore Captive
  • No Stop-Loss Needed
  • No mandatory purchase of MEC on all full-time employees

Unlike some overly complicated plans that charge a set-up fee, and pile on administration fees and fine print, then expose staffing companies to the first $25,000 of medical claims on EACH enrolled employee, ESC’s no risk approach consistently produced the Lowest Total Cost!

Some plans even require the staffing firm to purchase a MEC/Wellness Preventative plan on EVERY full-time employee! This is an unnecessary expense!

Example: Staffing firm with 200 Full-time employees – made the ESC Major Medical MV plan affordable to employees. (5 full-time employees enrolled)

Total annual cost to employer:
With ESC Fully Insured – $31,200
With a “Captive Based Partially Self-Funded Plan” – $149,400 min.  to $275,000+
We predicted this would happen. Now we have the numbers to back it up.


This is not just one cherry-picked example. All staffing companies offering ESC’s Fully Insured ACA compliant Major Medical MV plans have similar results.

Our predictions came true. There is more to the picture than just rates.

The ability to consistently predict the results of plan designs, enrollment processes, and plan pricing, comes from decades of experience providing health insurance and employee benefits within the staffing industry.

Our clear understanding of the impact of the Affordable Care Act on the fundamentals of underwriting and pricing of health insurance is reality… not magic.

”Math doesn’t lie or have a political agenda” – ESC

This unmatched experience, combined with our conservative, risk–adverse, results–driven philosophy, guide our plan design, communication and enrollment solutions.

There’s a reason why the largest brokerage and consulting firms in the U.S. look to ESC for ACA solutions for the Staffing Industry
Are you spending too much? Don’t worry, you’re not trapped. ESC has the proven solution.

Contact us now to start saving money:

Call 877.372.2203 or email to contact your ESC representative.

Employee Benefit Advisor (EBA), the leading online reporter of current benefit news to the broker and advisor community, recognized Insurance Applications Group Inc. (IAG) as the second fastest-growing, large-group brokerage in the US. The list, published on May 13, 2016 in EBA’s online magazine, compares all US brokerages across all industries with $10 million or less in large-group revenue. Backed up by data from business intelligence firm, miEdge, they reported that IAG grew nearly 45% in the large-group market alone during the period 2014-2015.

Insurance Applications Group Inc. serves specific employee benefit market segments with their products: Essential StaffCARE (ESC), the leader in the Staffing Industry vertical, HospitalityCARE (HC) for the hotel and restaurant industry, HealthWrap (HW) to fill the needs of employees with high deductible/high out-of-pocket plans, and unique ACA enrollment and compliance systems for employers in high turnover businesses.

CEO and Founder J. Marshall Dye III was interviewed by the magazine for an article discussing the reasons for IAG’s dramatic growth that will be published in June. When asked what the critical component of his company’s continued acceleration during this critical Affordable Care Act adaptation period was, Dye said “A large part of our success is lending our expertise in technology, application development, and account management processes to brokers, consultants and other strategic and integrated partners to help them succeed in very challenging markets.

Dye continued, “IAG’s interdisciplinary group of executives provide the industry experience to plot conservative ACA compliance strategies, which allows our clients to confidently operate their businesses with prudent selections of fully-insured risk products. Our new technologies coupled with innovative and dynamic approaches benefit both our clients and our firm by producing long lasting relationships.”

This accolade adds to IAG’s growing list of achievements including being recognized by Inc Magazine as an Inc. 5000 fastest growing private company in America for a sixth year, demonstrating remarkably consistent high growth. Additionally, IAG was presented the National Association of Health Underwriters (NAHU) highest award for an equally impressive six years for achieving the greatest success in demonstrating exceptional professional knowledge and outstanding client services.”


Major Medical Rates are Just the Tip of the Iceberg

Some promoters of ACA-compliance strategies use the threat of compliance fines to mislead staffing companies into paying more than they have to. They focus your attention on the major medical price, while the bulk of your costs lie under the surface.

Click here to see how our ACA plan costs compare

Learn more about the latest updates in health reform and how they affect you.

awards and achievements
  • NAHU ACA Certified
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